Chapter 7 Bankruptcy Riverside & San Bernardino
Filing for Chapter 7 Bankruptcy in Riverside & San Bernardino is determined by looking at your income, your household size and your expenses. A formula called the means test is used to determine whether you can file for Chapter 7 in most cases. This formula looks at initially the last 6 months of income and your household size to determine if your are above or below the median income for California. If you are above the median income then you must looks at additional factors to determine if you can still pass the means test and file for Chapter 7 bankruptcy. To look at the expenses that allowable under the means test you can visit the U.S. Trustee website at: U.S. Trustee Means Test
If you qualify to file for Chapter 7 bankruptcy in Riverside or San Bernardino then your case will be assigned to the Bankruptcy court in Riverside. The bankruptcy court in Riverside is located at:
United States Bankruptcy Court
Central District of California
3420 Twelfth Street
Riverside, CA 92501
Once your Bankruptcy case is filed your case will be assigned a Chapter 7 Trustee in Riverside and a judge. You will have to attend a 341 meeting of creditors that will generally be held at:
3801 University Avenue
Riverside, CA 92501
This hearing is conducted by a Chapter 7 Trustee assigned to your case. The trustee will review the documents filed in your case and ask you questions about the information that you provided in your petition.
Chapter 7 Bankruptcy Trustee Requirements in Riverside and San Bernardino
When you file a Chapter 7 bankruptcy in Riverside and San Bernardino County you will be assigned a Chapter 7 Trustee that is appointed by the U.S. Trustee. A Riverside Chapter 7 Trustee will administer your bankruptcy case and determine if there are any funds to pay to your creditors. In the majority of cases there will be no assets that need to be distributed to creditors in a Chapter 7 bankruptcy. The Chapter 7 Trustee is the person you will hold a 341 hearing and administer your oath.
As part of filing a Chapter 7 bankruptcy you will be required to provide documents to the trustee prior to your 341 hearing. One of the required documents is your last filed federal tax return. You must provide the last filed tax returns at least 7 days prior to your 341 hearing. Each Chapter 7 trustee may also have additional document requirements. Most trustee’s require that you also fill out a domestic support obligation form that provides information on who you pay any child support of alimony to. Below is a list of the Chapter 7 Trustee’s in Riverside and San Bernardino County and their requirements.
Chapter 7 Trustees-Riverside and San Bernardino
Karl T. Anderson
340 South Farrell Drive Suite A210
Palm Springs, CA 92262
E-mail: ktacpa@msn.com
Phone: (760) 778-4889
Fax: (760) 778-8869
Required Documents:
1. Most recent year of filed taxes
2. Domestic Support Form
Lynda T. Bui
550 Vine Street
Suite 210
Riverside, CA 92507
Phone: (949) 340-3400
Fax: (949) 340-3000
Required Documents:
1. Most recent year of filed taxes
2. One month of ALL bank account statements to petition filing date
3. DEBTOR questionnaire
4. Real property: Most recent mortgage statement; Evidence of Insurance; and signed Authorization
to Release Mortgage Information.
5. Domestic Support Form
Arturo M. Cisneros
3403 10th Street, Suite 714
Riverside, CA 92501
E-mail: Arturo@mclaw.org
Phone: (951)-682-9705
Fax: (951)-682-9707
1. Most recent year of filed taxes
2. Domestic Support Form
Larry D. Simons
3610 Central Avenue, Suite 400
Riverside, CA 92506
E-mail: larry@lsimonslaw.com
Phone: (951) 686-6300
Fax: (951) 742-4733
Required Documents:
1. Most recent year of filed taxes
2. Domestic Support Form
Howard B. Grobstein
9363 Magnolia Avenue
Riverside, CA 92503
Phone: (951) 234-0951
Fax: (951) 684-2363
Required Documents:
1. Most recent year of filed taxes
2. Last two years of filed Business Tax Returns
3. Three months of ALL bank account statements up to petition filing date
4. Mortgage and/or Lien Statement(s): Most recent mortgage and/or lien statement(s) for any secured debt(s).
5. Proof of Insurance: Auto, Homeowners and/or Business Insurance
6. Domestic Support form
Todd A. Frealy
3403 Tenth Street
Suite 709
Riverside, CA 92501
Phone: (951) 784-4122
Fax: (951) 784-7143
Required Documents:
1. Most recent year of filed taxes
2. One month of ALL bank account statements up to petition filing date
3. Financial account statements for all accounts owned/controlled by the Debtor(s) for the PETITION date.
4. Domestic Support Form
Robert S. Whitmore
3600 Lime Street, Suite 616
Riverside, CA 92501
Phone: (951)276-9292
Required Documents:
1. Most recent year of filed taxes
2. Domestic Support Form
Steven M. Speier
3183F Airway Avenue,
Suite 127
Costa Mesa, CA 92626
P.O. Box 7637
Newport Beach, CA 92658
E-mail: steve@sspeier.net
Phone: (949) 203-3609
Documents Required:
1. Most recent year of filed taxes
2. Domestic Support Form
Charles W. Daff
2107 North Broadway, Suite 308
Santa Ana, CA 92708
E-mail: charleswdaff@gmail.com
Phone: (657) 218-4800
Fax: (657) 218-4858
Required Documents:
1. Most recent two years of filed taxes
2. Three months of ALL bank account statements up to petition filing date
3. Real property: Most recent mortgage statement and Evidence of Insurance
4. All pay advises received by the debtor(s) after the petition date and prior to the 341(a) hearing.
5. Domestic Support Form
In addition to the above documents, a Riverside Chapter 7 Trustee may request additional documents at your 341(a) hearing. The trustee will review your petition and ask questions at your 341(a) hearing. The trustee may determine that additional documents are needed based on their review of your petition and the answers you provide at your 341(a) hearing. The Trustee may continue your hearing to receive the additional documents needed in your case. It is important that you cooperate with the trustee’s request for documents. Failure to provide the requested documents can result in your case being dismissed or denied a discharge.
If you would like to meet with an attorney to discuss filing for Chapter 7 bankruptcy visit our homepage at: Riverside Bankruptcy Attorney
To learn more about a bankruptcy trustee you can visit the Department of Justice at: https://www.justice.gov/ust