If you file for bankruptcy, the new credit reporting system will help protect your co-signer from negative information Under the new system the co-signer will not have the account listed as “included in bankruptcy”.
Credit Report Does Not Show Mortgage Payments After Bankruptcy
After bankruptcy, your credit report will not show your mortgage payments. How can you get your credit report to reflect your mortgage payments.
Your Tax Refund Can Be Taken If You Owe Certain Debts
The IRS can take your tax refund if you owe certain types of debts to the federal or state government. These include past due income taxes, student loans and child support.
What to Do If You Receive An “Order to Appear for Examination”?
A creditor can use an “Order to Appear for Examination” to require you to personally appear in court and answer questions about your income and assets.
Ways Creditors and Collection Agents CAN / CANNOT Contact You in California?
In California creditors and collection companies must follow federal and state laws when attempting to collect a debt. These laws prohibit creditors from doing certain things.
Four Potential Steps against Creditor Violating Fair Debt Collection Law
In California, there are several practical steps you can take if a creditor or collection agency violates federal or state debt collection laws.
Can My Social Security or SSI Be Garnished?
Federal law protects your social security and supplemental security income from garnishment or seizure. Take the necessary steps to protect your social security income.