How to deal with refinancing your mortgage after bankruptcy.? What can you do when your lender refuses to refinance your mortgage after bankruptcy?
Advantages and Disadvantages of Reaffirming a Mortgage in California
Reaffirming a mortgage in California has several advantages when it involves your first mortgage. It can had several disadvantages when it involves a second and third mortgage.
Reaffirming Personal Property Other Than Your Vehicle
When should you reaffirm a debt for personal property such as jewelry and furniture. Will the creditor seek to repossess the personal property if you fail to reaffirm the debt.
Do I Have to File Personal or Business Bankruptcy?
Whether you have to file for business or personal bankruptcy, will depend on the structure of your business and your personal liability for the debts.
Can You Discharge an SBA Loan in Bankruptcy?
In bankruptcy you can eliminate many types of business debts including SBA loans. Even though it is a government based loan it can still be discharged in bankruptcy.
Will My Co-signer’s Credit Be Affected If I File for Bankruptcy?
If you file for bankruptcy, the new credit reporting system will help protect your co-signer from negative information Under the new system the co-signer will not have the account listed as “included in bankruptcy”.
Reaffirming Your Vehicle Loan In Chapter 7 Bankruptcy
When should you reaffirm your vehicle loan in a Chapter 7 bankruptcy. What are benefits of reaffirming your vehicle and what are the drawbacks.
Credit Report Does Not Show Mortgage Payments After Bankruptcy
After bankruptcy, your credit report will not show your mortgage payments. How can you get your credit report to reflect your mortgage payments.
What Should I Expect At My Reaffirmation Hearing?
Information on what will happen at your Chapter 7 reaffirmation hearing. What should you expect the judge to ask you at the reaffirmation hearing.
Mortgage Company Not Sending Me Statements After Bankruptcy
After filing for bankruptcy you may have noticed that your mortgage company stopped sending you mortgage statements. What can you do to receive one.
Filing Bankruptcy without Your Spouse in California, Part 2
In California, a creditor of one spouse may be able to go after the income and assets of both spouses. Debts incurred during the marriage, by either spouse, can be satisfied from the community assets.
Filing Bankruptcy without Your Spouse in California, a Community Property State: Property Issues
The bankruptcy laws allow a married person to file for bankruptcy without their spouse. In California, you will be required to list all of your community property even if your husband or wife is not filing.