A cramdown in a Chapter 13 bankruptcy can help you pay less then what you owe for your vehicle, reduce your monthly payments and interest rate.
Do I Have to File Personal or Business Bankruptcy?
Whether you have to file for business or personal bankruptcy, will depend on the structure of your business and your personal liability for the debts.
Can You Discharge an SBA Loan in Bankruptcy?
In bankruptcy you can eliminate many types of business debts including SBA loans. Even though it is a government based loan it can still be discharged in bankruptcy.
How to Keep Your Tax Refund During Chapter 13 Bankruptcy?
You may be able to keep your tax refund in a Chapter 13 bankruptcy. If certain unexpected expenses emerge you may be able to request permission to keep your tax refund.
Will My Co-signer’s Credit Be Affected If I File for Bankruptcy?
If you file for bankruptcy, the new credit reporting system will help protect your co-signer from negative information Under the new system the co-signer will not have the account listed as “included in bankruptcy”.
Car Operating Expense of $200 Not Allowed by 9th Circuit BAP
The BAP for the 9th circuit rejected the use of the $200 car operating expense for older vehicles in calculating disposable income.
Credit Report Does Not Show Mortgage Payments After Bankruptcy
After bankruptcy, your credit report will not show your mortgage payments. How can you get your credit report to reflect your mortgage payments.
Mortgage Company Not Sending Me Statements After Bankruptcy
After filing for bankruptcy you may have noticed that your mortgage company stopped sending you mortgage statements. What can you do to receive one.
Filing Bankruptcy without Your Spouse in California, Part 2
In California, a creditor of one spouse may be able to go after the income and assets of both spouses. Debts incurred during the marriage, by either spouse, can be satisfied from the community assets.
Filing Bankruptcy without Your Spouse in California, a Community Property State: Property Issues
The bankruptcy laws allow a married person to file for bankruptcy without their spouse. In California, you will be required to list all of your community property even if your husband or wife is not filing.
Can I Buy a Vehicle During Chapter 13 Bankruptcy?
If you are in a Chapter 13 bankruptcy and need to purchase a new vehicle, what will you need to do? Will the court allow you to purchase a new vehicle?
Discharging Taxes – What Does it Mean to Willfully Evade Taxes?
When are income taxes not dischargeable because you willfully evaded the taxes?