If you have recently moved to California, you may need to use the bankruptcy exemptions from the state your moved from.
Social Security Act Benefits Exclusion is Broadened by the 9th Circuit BAP
The 9th Circuit BAP decision broadens the benefits excluded under the social security act as income under the means test.
When Should You File to Pass the Means Test?
The timing of your bankruptcy can affect your ability to pass the means test and qualify for a Chapter 7 bankruptcy.
Where Should My Bankruptcy Case Be Filed?
Where you can file for bankruptcy will depend on your residence and domicile. It can also be affected by where your principal assets are located.
The Risks of Using a Paralegal to File Bankruptcy
What are the potential risk that you face if you use a paralegal to file for bankruptcy? In what situations can you use a paralegal for bankruptcy.?
Can You Eliminate Debts Caused By Driving Under the Influence
Debts that resulted from a car accident involving drugs or alcohol may be non-dischargeable in a bankruptcy case.
Recent Credit Card Charges & Cash Advances in Bankruptcy
What can you do if you have recent credit card charges or cash advances and you need to file for bankruptcy. Will these debts be discharged?
Chapter 13 Plan Can Delay Payments to Secured Creditor If No Objection
A Chapter 13 Plan can delay payments to a secured creditor if the creditor fails to objection. A Chapter 13 plan can be confirmed with delayed payments to secured creditors.
No Discharge Needed to Lien Strip Mortgage
A discharge is not needed to lien strip a mortgage in a Chapter 13 bankruptcy. A lien strip becomes complete upon completion of the plan.
When Can I Buy a Home After Bankruptcy?
You will need to wait at least 2 years from the date of your Chapter 7 bankruptcy discharge to qualify for an FHA loan. There are a few exceptions that may allow you to purchase a home sooner.
Lien Stripping Allowed in Chapter 20
Homeowners Can “Strip” Wholly Unsecured Mortgage Liens Under Chapter 13 Even If the Case Is Filed Too Early to Receive a Discharge
Employer Can Discharge Debt Owed to Employee Benefits Trust
Employer Owing $500,000 for Failing to Pay into an Employee Benefits Trust Fund Can Discharge that Debt in a Personal Bankruptcy