If you have recently moved to California, you may need to use the bankruptcy exemptions from the state your moved from.
When Should You File to Pass the Means Test?
The timing of your bankruptcy can affect your ability to pass the means test and qualify for a Chapter 7 bankruptcy.
Can You Eliminate Debts Caused By Driving Under the Influence
Debts that resulted from a car accident involving drugs or alcohol may be non-dischargeable in a bankruptcy case.
Chapter 13 Plan Can Delay Payments to Secured Creditor If No Objection
A Chapter 13 Plan can delay payments to a secured creditor if the creditor fails to objection. A Chapter 13 plan can be confirmed with delayed payments to secured creditors.
In Bankruptcy, Is Jointly Titled Property Community Property?
In California, when one spouse files for bankruptcy, is the non-filing spouses interest in jointly titled property part of the bankruptcy estate?
Can Stores Enforce Their Credit Card Security Agreement in California
Can a Store Credit Card repossess the items you purchased when you did not have notice of the security agreement. .
A Chapter 13 Plan Can Help You Deal with Secured Personal Property
A Chapter 13 plan can provide you with numerous advantages to deal with creditors who have a security interest on personal property.
What is the Statute of Limitations for Debt in California?
The statute of limitations for most debts in California is 4 years from the date of last payment or the last charge on the account.
Car Operating Expense of $200 Not Allowed by 9th Circuit BAP
The BAP for the 9th circuit rejected the use of the $200 car operating expense for older vehicles in calculating disposable income.
Filing Bankruptcy without Your Spouse in California, Part 2
In California, a creditor of one spouse may be able to go after the income and assets of both spouses. Debts incurred during the marriage, by either spouse, can be satisfied from the community assets.
Filing Bankruptcy without Your Spouse in California, a Community Property State: Property Issues
The bankruptcy laws allow a married person to file for bankruptcy without their spouse. In California, you will be required to list all of your community property even if your husband or wife is not filing.
Ways Creditors and Collection Agents CAN / CANNOT Contact You in California?
In California creditors and collection companies must follow federal and state laws when attempting to collect a debt. These laws prohibit creditors from doing certain things.