In California creditors and collection companies must follow federal and state laws when attempting to collect a debt. These laws prohibit creditors from doing certain things.
Discharging Taxes – What Does it Mean to Willfully Evade Taxes?
When are income taxes not dischargeable because you willfully evaded the taxes?
Improve Credit Score After Bankruptcy by Avoiding Bad, Embracing New
What are the steps you can take to improve your credit score after filing for bankruptcy. What type of credit should you get and what should you avoid?
How Can I Improve My Credit Score after Bankruptcy? What are the Steps
There are several steps you can take to improve your credit score after bankruptcy. Here are several practical and concrete steps to improve your credit score after bankruptcy.
Am I Disqualified from Filing Bankruptcy If My Income Is Too High?
Having a high income will not disqualify you from filing for bankruptcy. Your income along with other items will be considered in determining what type of bankruptcy you qualify for.
Can a Creditor Object to Me Filing Bankruptcy on Its Debt?
When you file for bankruptcy protection a creditor can object to the discharge of their debt, but in most cases they do not have valid grounds to object.
What Stops a Creditor from Making Me Pay after My Bankruptcy is Finished?
A discharge in your bankruptcy case prevents a creditor from any attempt to collect on a debt that has been included in your bankruptcy.
What Happens to a Creditor’s Lawsuit Against Me If I File Bankruptcy?
Filing for bankruptcy can help you stop the creditor lawsuit from going any further. The automatic stay in bankruptcy can protect you from any pending creditor lawsuit.
Household Size Affects Your Ability to Pass the “Means Test”
Whether you may file a Chapter 7 bankruptcy can depend on how many people are in your “household.”
How to Stop a Bank Levy in California
If you have a current bank levy you can stop the bank levy by filing a claim of exemptions or filing for bankruptcy protection. These are some of the steps.
Can I Stay with My Bank if I File for Bankruptcy? | Credit Unions and Banks
In some cases you may not be able to keep your bank account if you owe them on a loan or credit card. This also depends on whether you bank with a credit union or regular bank.
Can A Credit Card Put a Lien On My Home? Judgment Liens
Credit card companies may be able to place liens on your home. Before they can place a lien on your home they must follow certain steps.