The BAP for the 9th circuit rejected the use of the $200 car operating expense for older vehicles in calculating disposable income.
Are You Required to Reaffirm Your Vehicle Loan in California?
In California, are reaffirmation agreements required in order to keep your vehicle after bankruptcy. Reaffirmation agreements are required in California.
Reaffirming Your Vehicle Loan In Chapter 7 Bankruptcy
When should you reaffirm your vehicle loan in a Chapter 7 bankruptcy. What are benefits of reaffirming your vehicle and what are the drawbacks.
Credit Report Does Not Show Mortgage Payments After Bankruptcy
After bankruptcy, your credit report will not show your mortgage payments. How can you get your credit report to reflect your mortgage payments.
What Should I Expect At My Reaffirmation Hearing?
Information on what will happen at your Chapter 7 reaffirmation hearing. What should you expect the judge to ask you at the reaffirmation hearing.
Your Tax Refund Can Be Taken If You Owe Certain Debts
The IRS can take your tax refund if you owe certain types of debts to the federal or state government. These include past due income taxes, student loans and child support.
Mortgage Company Not Sending Me Statements After Bankruptcy
After filing for bankruptcy you may have noticed that your mortgage company stopped sending you mortgage statements. What can you do to receive one.
Filing Bankruptcy without Your Spouse in California, Part 2
In California, a creditor of one spouse may be able to go after the income and assets of both spouses. Debts incurred during the marriage, by either spouse, can be satisfied from the community assets.
Filing Bankruptcy without Your Spouse in California, a Community Property State: Property Issues
The bankruptcy laws allow a married person to file for bankruptcy without their spouse. In California, you will be required to list all of your community property even if your husband or wife is not filing.
Can I Buy a Vehicle During Chapter 13 Bankruptcy?
If you are in a Chapter 13 bankruptcy and need to purchase a new vehicle, what will you need to do? Will the court allow you to purchase a new vehicle?
What to Do If You Receive An “Order to Appear for Examination”?
A creditor can use an “Order to Appear for Examination” to require you to personally appear in court and answer questions about your income and assets.
Four Potential Steps against Creditor Violating Fair Debt Collection Law
In California, there are several practical steps you can take if a creditor or collection agency violates federal or state debt collection laws.